NOUS42 KCHS 171000
PNSCHS

GAZ087-088-099>101-114>119-137>141-SCZ040-042>045-047>052-180500-

PUBLIC INFORMATION STATEMENT 
NATIONAL WEATHER SERVICE CHARLESTON SC
600 AM EDT THU MAR 17 2011 
 
...FLOOD SAFETY AWARENESS WEEK TOPIC - FLOOD INSURANCE...
 
THE NATIONAL WEATHER SERVICE HAS DECLARED MARCH 14 THROUGH 18 FLOOD 
SAFETY AWARENESS WEEK. THE NATIONAL WEATHER SERVICE IN CHARLESTON 
WILL FEATURE A DIFFERENT EDUCATIONAL TOPIC EACH DAY DURING THE 
AWARENESS WEEK. THE TOPIC FOR TODAY IS DETERMINING FLOOD RISK AND 
FLOOD INSURANCE.

IN 1968 CONGRESS CREATED THE NATIONAL FLOOD INSURANCE PROGRAM /NFIP/ 
IN RESPONSE TO THE RISING COST OF TAXPAYER FUNDED DISASTER RELIEF 
FOR FLOOD VICTIMS AND THE INCREASING AMOUNT OF DAMAGE CAUSED BY 
FLOODS. 

FLOOD LOSSES ARE NOT COVERED BY YOUR HOMEOWNERS INSURANCE POLICY. 
LOCAL FLOODING CAN HAPPEN IN ALL PARTS OF THE COUNTRY AT ALMOST ANY 
TIME OF THE YEAR. FLOODING CAUSES MORE DAMAGE IN THE UNITED STATES 
THAN ANY OTHER WEATHER RELATED EVENT...AN AVERAGE OF 4.6 BILLION 
DOLLARS A YEAR IN THE PAST 20 YEARS. 

YOU CAN PURCHASE NATIONAL FLOOD INSURANCE THROUGH MOST PRIVATE 
INSURANCE COMPANIES AND AGENTS. IF THE SELLER OF THE PROPERTY HAS 
FLOOD INSURANCE COVERAGE ON THE BUILDING...THAT POLICY CAN BE 
ASSIGNED TO THE BUYER AT THE TIME OF CLOSING. IF THE MORTGAGE 
COMPANY REQUIRES FLOOD INSURANCE AS A CONDITION OF THE LOAN THE 
LENDER MAY ESCROW FLOOD INSURANCE PREMIUMS. 

WITH A FEW EXCEPTIONS...ANYONE IN A COMMUNITY THAT PARTICIPATES IN 
THE NATIONAL FLOOD INSURANCE PROGRAM CAN PURCHASE BUILDING AND/OR 
CONTENTS COVERAGE.

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